Just finished filling out my online application. It took 5 minutes and was completely painless. I start collecting in September. Still hoping to go to Oaxaca next February to locate and rent a place, followed by a road trip from here east to see family and friends and then south down the east coast of Mexico to the Yucatan and on to Oaxaca. Covid may push that schedule back. Time will tell. As long as I am here, I will need to work. Covid also makes that difficult.